A Chic 10 Piece Summer Capsule Wardrobe For Women Over 40

Spring has sprung and soon it will be summer. So it’s time to get together a wardrobe of comfortable, easy pieces so you won’t have to worry about what to wear. One good thing about “Growing Younger” is now I know what I actually wear each season. In the summer months I like to wear carefree pieces and to be able to shop my closet for anything from a picnic to a cocktail party. It’s definitely important that the items are easy to mix and match. This summer capsule wardrobe for women over 40 is perfect for travel, too!

You may already have some of these pieces in your closet or you can shop my capsule wardrobe selections below.

10 Piece Summer Capsule Wardrobe for Women Over 40

  1. T-Shirt in Black or White
  2. Tank Top in Black or White
  3. Cotton Button Down Shirt in White or Stripe
  4. Going Out Top In A Bright Color or Pattern
  5. Jacket in Black or Khaki
  6. Lightweight Denim Jeans
  7. Pants or Skirt in Black or White
  8. Dress That Can Be Dressed Up or Down
  9. Sneakers
  10. Sandals

summer capsule wardrobe tshirts pants shoes fountainof30

T-Shirt in Black or White

A basic white t-shirt is invaluable during the summer months. It’s the perfect layering piece under a jacket. You can go with a classic crew neck or you can try some variations. This Nordstrom Everyday V-Neck T-Shirt is a very flattering style, or you may like a scoop, bateau, puff or 3/4 length sleeves or a long sleeve t-shirt. Find a t-shirt that is the most comfortable for you.

Tank Top in Black or White

A tank is a great layering piece for when the weather gets really hot. I like to wear a tank under an oversized shirt and I can take the shirt off when it gets warm. This one from Caslon is nice because the straps are wider which will keep your bra straps under cover.

Button Down Shirt in White or Stripe

A menswear style shirt is so fresh-looking in summer! A crisp white or stripe cotton shirt will look fabulous with jeans or dress pants. This H&M Cotton Shirt comes in white, stripes and other colors for only $12.99.

Going Out Top In A Bright Color or Pattern

Black and white is lovely but summer is time for a fun print “going out” top. Choose a bright floral or bold color. I like this mixed media print Scoop top from Walmart because it is perfect with jeans or dressier pants.

Jacket in Black or Khaki

I prefer a lightweight jacket for summer like this Halogen® Twill Blazer. Between chilly nights and air conditioning, I find myself wearing a jacket all the time during the summer. This one is perfect for work and play and can be worn with everything in this capsule wardrobe.

Lightweight Denim Jeans

I don’t wear shorts any longer, so a lightweight pair of jeans like these Madewell Perfect Summer High Rise Ankle Jeans are indeed…perfect for this capsule wardrobe! The high waist is on-trend and the looser styling will keep you comfortable in summer weather.

Pants or Skirt in Black or White

It’s important to have a great fitting pair or black or white pants to wear in summer. You can see how these basic white pants from Express can dress up any of the tops or tees in this collection. Opt for a style that suits your body type. Wide leg pants are a good option because they keep you cool. If you don’t wear pants you can substitute with a black or white pencil or midi skirt.

Dress That Can Be Dressed Up or Down

The ideal summer dress is one that you can wear with sneakers for a walk in the park or with heels and added jewelry for a wedding. I like a modern black dress like this Vero Moda Jenny Asymmetrical Ruched T-Shirt Dress. You may prefer a sun-dress with a print, but whatever you choose make sure it is one you can wear for multiple occasions.


Speaking of sneakers, a classic pair in white kicks like these Adidas Superstar Bold Sneakers, are a tried-and-true style. However a slip-on style or any pair of sneakers are a must-have for the summer months.


One other shoe style necessity is a pair of sandals that can dress up your look, but still offer comfort. These Sorel Cameron Wedge Sandals fit the bill. You may prefer a pair of flat slides or sandals or a block heel style. Just make sure that they are is easy to walk in.

Shop Summer Capsule Wardrobe Over 40

Nordstrom Everyday V-Neck T-Shirt, $19

Caslon Cotton Tank, $19

H&M Cotton Shirt, $12.99

Scoop Women’s V-Neck Tie-Front Top, $28

Halogen® Twill Blazer, $99

Madewell Perfect Summer High Rise Ankle Jeans, now $73

Express Mid Rise Ankle Columnist Pant, now $60

Vero Moda Jenny Asymmetrical Ruched T-Shirt Dress, $39

Adidas Superstar Bold Sneaker, now $73.70

Sorel Cameron Wedge Sandal, $130

Do you have your summer capsule wardrobe ready for the season? What pieces are must-haves on your list?

Carol Calacci

You may also like to read The Best 9 Spring 2021 Fashion Trends For Women Over 40 and Dreaming of Summer 2021: What to Pack for A Beach Vacation.


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6 thoughts on “A Chic 10 Piece Summer Capsule Wardrobe For Women Over 40”

  1. Funny thing … I went through my closet this week and actually got rid of all the clothes that I haven’t worn in years. Now my closet is almost empty. Time to go shopping!


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